Yes, the self-employed can get funded. Here's the whole market.
Our funding portal — powered by Swoop — matches your business against 1,000+ providers of loans, grants and finance. One profile, the whole market, no obligation.
From 'we need money' to real offers
- 1Build one profile
Ten minutes on the portal — who you are, what you need the money for, roughly how much.
- 2See your matches
Swoop's engine checks 1,000+ funding providers and shows what your business is actually likely to get — with no hard credit search.
- 3Sense-check with us
Before you accept anything, we look at the true cost against your numbers. Cheap headline rates with expensive strings get caught here.
- 4Get funded
Apply to the option you choose, with your paperwork and figures already in order — which is exactly what lenders want to see.
Funding routes that fit a business of one
- Start Up Loans
- £500–£25,000 at fixed 7.5% with free mentoring — government-backed and open to self-employed ventures trading under five years.
- Equipment finance
- Cameras, computers, tools, vehicles — spread the cost against the asset instead of draining savings.
- Cashflow facilities
- Flexible credit that bridges the gap between finishing the work and the invoice clearing.
- Invoice finance
- Agencies and corporates paying you on 60-day terms? Release most of each invoice immediately.
- Grants
- Sector and regional pots open and close monthly — the portal watches them so you don't have to.
- Scale-up lending
- Moving from freelancer to studio or agency? Term loans backed by a plan with real numbers in it.
Asked all the time
What is the Buzz funding portal?
It's our white-label version of Swoop, one of the UK's leading business-funding platforms. You build one profile and it matches you against 1,000+ lenders, grant schemes and equity providers.
Does searching affect my credit score?
No. Exploring your matches is a soft search — a full credit check only happens if you choose to proceed with a specific lender's application.
What kind of funding can it find?
Start Up Loans for newer ventures, equipment and vehicle finance, working-capital and cashflow facilities, invoice finance for slow-paying clients, and grants where your sector or region offers them — matched to self-employed-scale businesses.
Does it cost anything to use?
No — searching and seeing your matches is free with no obligation. If you take funding, the provider's normal terms apply, and we'll help you sanity-check them first.
Will you help me choose?
Yes. That's the point of having an accountant in the loop — we'll look at the real cost of each option against your cashflow before you sign anything.
